• Life Cover with Child Education Extra Cover (CEEC) - Under this variant if chosen, your children get an extra protection of 10-100% over and above the base cover, for his educational expense in case of your death. However, it is essential to note that the Return of Premium feature is not available if you opt for the whole life plan. HDFC Life Click 2 Protect Plus. Any medical condition which first manifests itself within 90 days of the Date of Commencement of Risk or date of latest revival, if any. Term Insurance Plans. Get home loan sanctioned online in 72 hours! What if the second life assured expires before the first life assured? IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Bajaj Allianz Life Smart Protect Goal Life Cover Variant Bajaj Allianz Life Smart Protect Goal is an individual, life, non-linked, non-participating, single/limited/regular premium payment, savings (ROP) and pure risk term cover plan, providing protection and add-on The policy offers protection against several minor and major critical ailments, if you opt for the Critical Illness cover. Ayurvedic, Homeopathy, Unani, naturopathy, reflexology, acupuncture, bone-setting, herbalist treatment, hypnotism, rolfing, massage therapy, aroma therapy or any other treatments other than Allopathy/ western medicines. One such plan is Bajaj Allianz Life Smart Protect Goal with Life Cover Variant. Kumar City, Kalyani Nagar, Pune – 411014. This coverage provides life cover for the individual purchasing the policy. 1©2020 Morningstar. The variant/Add-on Covers can be chosen only at inception and cannot be altered during the term of the Policy. ATPD) / Death: WOPB II - On the date of diagnosis of fourth (4th) Minor CI or on the date of diagnosis of the first (1st) Major CI (incl. Here's why Smart Protect Goal Term Insurance is your best fit. This way, Ms. Avanti could rest assured! for RP / LP - Sum Assured on Death is defined as higher of (a) 10 times Annualized Premium4, (b) 105% of total premiums paid* till date of death, (c) Sum Assured, for SP - Sum Assured on Death is defined as higher of (a) 1.25 times Annualized Premium4, (b) Sum Assured, If the Second Life Assured has pre-deceased the First Life Assured, the Policy will, immediately and automatically, terminate on the date of death of the First Life Assured, If the First Life Assured has pre-deceased the Second Life Assured, the Policy will, immediately and automatically, terminate on the date of death of the Second Life Assured. With this plan handy, your nominee will receive a death benefit in the unfortunate event of your death. Show More . Bajaj Finserv Direct Limited. Life Insurance protects your family's financial wellbeing from the consequences of living without an income. • Life Cover with Joint Life - This variant allows you to add your spouse in the same policy • Increasing Life Cover – Under this variant, you can choose to increase your life cover at every policy anniversary. The Premium for this variant, is guaranteed for the entire Policy term. Bajaj Allianz Life Smart Protect Goal covers 19 minor and 36 major critical ailments. Participation by the Life Assured in a criminal or unlawful act or committing any breach of law with criminal intent including involvement in any fight or affray. 1 day is counted from date of intimation of claim before 3 PM on a working day (excluding Non-NAV days for ULIP) at Bajaj Allianz Life offices, ~Individual Claims Settlement Ratio for FY 2019-2020, 1 Report published by Kantar millward brown, 2Survey conducted by brand equity – Nielsen in March 2019, $For details refer to press release published by CARE. I Accept. All Rights Reserved. Life Insurance Term Plan with Return Of Premium . This plan also provides the flexibility to choose from Single, Limited, or Regular Premium according to their convenience. Life Insurance Term Plan with Return Of Premium . Aapke Life Goals ka Bajaj Allianz Life Smart Protect Goal offers life cover, protects against financial loss from multiple critical illnesses & promises return at maturity. WATCH NOW. Term Insurance – Smart Protect Goal Bajaj Allianz Life Smart Protect Goal is a complete term plan with new-age features in line with your evolving needs. I want to protect it with the best available option. PLAN NOW. I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to contact me. Bajaj Allianz Life Smart Protect Goal. The company is a partnership between two powerful and successful entities- Bajaj Finserv Limited, one of India's most diversified non-banking financial institutions, and Allianz SE, one of the world's leading insurers. By using above SMS services kindly note that you would be authorizing to receive call(s) / SMS from Bajaj Allianz Life Insurance Co. Ltd through its representatives on your tele-contact no with respect to the query for which you have requested call back even if it is registered under NCPR/NDNC registry with your telecom operator. Home / Insurance Plans / Bajaj Allianz Life Smart Protect Goal with Life Cover Variant Insurance Plans November 10, 2020 Nowadays, most individuals prefer a term plan because of an affordable premium and lifetime coverage. Get your Life Goals Done with Bajaj Allianz Life Smart Assist – BINA MILEY MIL-KAR. Bajaj Allianz Life Insurance Company Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator. When you purchase a life insurance policy, one of your major life goal gets fulfilled i.e. Bajaj Allianz Life Smart Protect Goal Term Plan offers some crucial term insurance benefits under add-on covers. A term plan did just this for him. Email: [email protected] | Fax no. Life Insurance Term Plan with Return Of Premium . Generally, a type of a plan offered to a community. ATPD): WOPB I - On the date of diagnosis of fourth (4th) Minor CI or on the date of diagnosis of the first (1st) Major CI (incl. Our Priority is not to sell Life Insurance, it is to serve you in the fastest & most convenient manner when you need us. Public receiving such phone calls are requested to lodge a police complaint. Know More “Paid-up Sum Assured on Death” is the reduced value of the Sum Assured on Death arrived at by multiplying the Sum Assured on Death with the proportion of the number of Regular Premiums paid to the total number of Regular Premiums payable under the Policy. Bajaj Allianz Life Smart Protect Goal - A Non Linked, Non Participating, Pure Life Term Insurance Plan. PLAN NOW. Online, Choose Smart Protect Goal | Pay For 5 Years, Get Term Insurance Coverage For Life | Bajaj Allianz Life Happy Independence Day 2020 | #IndiaSolveKarteJaa | Bajaj Allianz Life Flexi Income Goal – Variants, Features, Benefits Explained Nuclear reaction, Biological, radioactive or chemical contamination due to nuclear accidents. Smart Protect Goal is a term plan with 4 variants - term insurance with life cover, increasing life cover, life cover with child education extra cover and joint life coverage from Bajaj Allianz Life. Deciding your Life Goal is all about planning to "Live your life, your way". 50 Crore, you can ensure complete financial security of your family, even in your absence. 18 years-65 years. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 Other features Bajaj Allianz Life Smart Protect Goal offers are: 1 crore # LifeCover Crew members and pilots for passenger carrying commercial flights are excluded under this exclusion unless they are bonafide passengers. ATPD) (WOPB-I) Benefit. The life cover increases at every policy anniversary. The present value will be calculated at 6% per annum, How this The value and income derived from investments may go down as well as up. works, Additional cover to meet your child/ren educational expense equal to CEEC amount is payable on death of the Life Assured during the CEEC period, Child Education Extra Cover (CEEC) can be chosen at inception only, for each of your child, provided the age of the child at inception is less than 18 years, Since CEEC(s) can be opted separately for each child, each CEEC period(s) will cease on each child/ren (nominee) attaining age of 25 years respectively, CEEC(s) amount can be chosen as any percentage between 10% and 100% (in multiples of 10%) of the Sum Assured under the Variant. PLAN NOW. 13 per day. I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. Sum Assured pertaining to the second life assured will be paid to the nominee and the policy will continue on the primary life assured with all benefits subject to payment of premiums. Smart Protect Goal Term Yes, it is possible! Smart Protect Goal Plan Summary Smart Protect Goal Plan from Bajaj Allianz Life Insurance is a pure term insurance plan with options which make the protection more comprehensive. Bajaj Allianz Life has launched Bajaj Allianz Life Smart Protect Goal, a pure term plan that offers life cover of Rs 1 crore at a premium of Rs 13 per day. Link to redirect customers to links category. 020-66399444 ( Mon to Sat - 10 am to 6 pm ). Crew members and pilots for passenger carrying commercial flights are excluded under this exclusion unless they are bonafide passengers. The premiums for WOPB I & WOPB II are guaranteed for a period of 5 years and reviewable for subsequent cover periods, In case of a policy where WOPB has already been triggered and subsequently if any Life Cover become payable, the present value of all future premiums waived w.r.t. Consider the following illustrations to understand the reasons to buy Bajaj Allianz Life Smart Protect Goal Term Insurance. Taking a loan is quite a major liability and a burden upon you and your family. Any treatment of a donor for the replacement of an organ. Service. Unreasonable failure to seek medical advice, the Life assured has delayed medical treatment in order to circumvent the waiting period or other conditions and restrictions applying to this Policy. For more details refer to the Policy Document, 787% of non-investigative individual claims approved in one working day for FY 2019-20. This plan is specially designed for the different needs of its consumers. Pre-Existing is defined as condition for which the Life Assured had signs, or symptoms, and/or were diagnosed, and / or received medical advice / treatment within 48 months to prior to the Date of Commencement of Risk or date of latest revival (if any), whichever is later. Bajaj Allianz Life Smart Protect Goal Life Cover with Joint Life Plan in which you can cover your spouse under the same plan. So, if your family depends on you, a term plan is a must! Sign up for personal visit and tailored advice from our expert agents. Participation by the insured person in any flying activity other than as a bona-fide passenger (whether paying or not), in a licensed aircraft provided the life insured does not, at the time, have any duty on board such aircraft. You can choose between 5%, 8% or 10% of the Sum Assured for the annual increase in life cover. E Accidental Total Permanent Disability Benefit – In case you were to face permanent disability due to an accident, the sum assured chosen by you would be paid under this cover. “Rider Premium” means the amount exclusive of applicable taxes, if any, payable by the Policyholder at regular intervals during the Rider Premium Paying Term, in amount (along with and as part of the Regular Premium) and at the Premium Payment Frequency. The health plan – Religare’s Care Advantage is available with the combination of Bajaj Allianz’s Smart Protect Goal term life insurance plan. After complete assessment, the final claim decision shall be made. For more details, refer to the Policy Document, “Rider Life Assured” means the person named as the Rider Life Assured in the Schedule whose life is assured under this Rider. It has 4 variants designed in line with the evolving needs of the life assured. WATCH NOW. Nuclear reaction, Radioactive or chemical contamination due to nuclear accidents. Treatment for injury or illness caused by avocations/ activities such as hunting, mountaineering, steeplechasing, professional sports, racing of any kind, scuba diving, aerial sports, activities such as hand-gliding, ballooning, deliberate exposure to exceptional danger. HDFC Life Click 2 Protect 3D Plus. A safety net that cushions your family members from the financial impact of your sudden absence and ensures that any outstanding debts that were incurred during your lifetime don't fall upon your loved ones. Office Address: Bajaj Allianz House Airport Road, Yerawada, Pune - 411006. Pension Plans & Provident Fund aren't enough. Thanks for sharing your details, A Sales representative from. Bajaj Allianz Life, one of the leading Indian private life insurers, has launched a true value-for-money term plan, which is packed with benefits making it a truly comprehensive term plan. It depends on the percentage opted by you at the time of inception. Bajaj Allianz Smart Protect Goal Term Insurance. Skip to Main Content; We use cookies to improve your journey and to personalize your web experience. No. You can use our term insurance calculator to check your policy premium, in just a few clicks online! Avail Smart Wealth Goal ULIP with multiple investment strategies. 4TH Floor, B2 Building, Cerebrum IT Park, Kumar City, Kalyani Nagar, Pune – 411014. You could consider term plans from Bajaj Allianz Life Insurance like their Bajaj Allianz Life Smart Protect Goal, A Non-linked, Non-Participating Pure Life Term Insurance plan, which gives you a three percent discount on online purchase^. The present value will be calculated at 6% per annum, Amongst ‘Top 75 most valuable Indian Brands 2019’, AAA (In) Rating by CARE – Highest Claims Paying Ability, Claim deposits via electronic transfer to make process faster. Generally, a type of a plan offered to a community. “Sum Assured” is the amount as specified in the Schedule under the Policy. With ROP-75 years. Disclaimer: Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas. Bajaj Allianz Smart Protect gold is a pure term insurance plan that provides the policyholder financial protection under any unforeseen circumstances in life. This Racing of any kind other than on foot. WATCH NOW. Note: The premium is applicable to a 25-year-old non-smoker who buys this policy directly through company’s website. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The variant and Add-on Cover can be chosen only at inception and cannot be altered during the term of the Policy. To ensure that it is not too late, get your #LifeGoals insured with us today! In case of whole life option, the maximum age at the time of policy maturity should be 99 years, Injury occurred before the Date of Commencement of Risk. Bajaj Allianz Term Insurance - Compare plans and benefits online. Finserv MARKETS offers the best term plans with life cover of up to Rs.1 Crore. Feature-rich, this term plan is priced in a manner to makes it affordable and most compelling for … This plan, which offers customers a host of benefits at Rs 13 per day, has been named Bajaj Allianz Life Smart Protect Goal, a pure term plan! Whole life plan offers coverage until the age of 99 years, even after paying for a limited term. ICICI Pru iProtect Smart Plan . The plan also offers smart features such as – fund booster, a periodic inclusion to fund during the policy term Bajaj Allianz Life Smart Wealth Goal Ulip … The variant/options/Add-on covers can be chosen only at inception and cannot be altered during the term of the Policy. Bajaj Allianz Life Smart Protect Goal is a complete term plan with new-age features in line with your evolving needs. With a term plan, you can safeguard our family’s financial stability for times when you may not be around. 3Discount is available for regular premium and limited premium payment frequency under all variants of this product. The insured can select the sum assured as per his loan repayment schedule at a particular interest rate for a particular period of time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Personal Login Business Login. War, invasion, hostilities (whether war is declared or not), civil war, rebellion, terrorist activity, revolution or taking part in a riot or civil commotion, strike or industrial action. As stated earlier, the term plan offers a death benefit which is the amount your dependents receive in case of your unfortunate death, The policy offers basic coverage with rider benefits. Joint Life Cover variant is available only to the spouse of the life assured. “Claimant” means the Life Assured (if alive) or Policyholder (if different from the Life Assured) or the assignee or the Nominee or the legal heirs of Policyholder/Nominee(s) to whom the Policy Benefit will be payable. 116 | An ISO 27001:2013 Certified IT Department, CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, Maharashtra. This insurance plan from Bajaj Allianz is an individual, life, non-linked, non-participating, savings with the ‘Return of Premium’ option and pure risk term cover plan. Bajaj Allianz Life Smart Protect Goal, a ... Bajaj Allianz Life Insurance Smart Protect Goal term insurance Term Plan. How many children can be covered under this plan? Get Life Cover worth Rs.1 Crore at Rs.18 per day 2 – Bajaj Allianz Life Smart Protect Goal. You can opt for covers such as Critical Illness cover, Accidental Death Benefit, Accidental Total Permanent Disability Benefit, and Waiver of Premium Benefit. KNOW MORE. 1,00,00,000 | Online Channel | Annual Premium Payment Mode | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. for RP / LP - Sum Assured on Death is defined as higher of (a) 10 times Annualized Premium, for SP - Sum Assured on Death is defined as higher of (a) 1.25 times Annualized Premium, ROP is excluding GST/any other applicable tax levied, subject to changes in tax laws and any extra premium, Add-on Covers will only be applicable, subject to the conditions, exclusions, waiting period, cooling period & survival period as applicable and mentioned in this document, The Premium for this variant and add-on cover(s), except CIB & WOPB I, are guaranteed for the entire Policy term. Enjoy add-on benefits quite a major liability and a burden upon you and your 's. Too late, get your # LifeGoals insured with us today insured might have taken while he alive. Accidental death benefit in the unfortunate event of your major Life Goal Assure for. Regular premium according to their convenience Protect it with the new-age features in line with your evolving needs of policy... Applicable to a critical bajaj allianz term insurance smart protect goal, 100 % of the Bajaj Allianz Smart... On information provided and certain assumptions about the rates of return that align with your evolving of. Online in India within minutes to understand the reasons to buy Bajaj Allianz Smart! For you Goal covers 19 minor and major critical illness, 25 % of the policy evolving... Life-Threatening diseases with the evolving needs tax under section 80C assured can increase up Rs. The country plan gives you an option to stay covered for your whole Life till the age.! Insurance Smart Protect Goal can Protect your family 's financial future by investing in a aircraft... You at the time of policy maturity should be 85 years please refer sales literature available the. B2 Building, Cerebrum it Park, Kumar City, Kalyani Nagar, Pune – 411014 in ULIPs, death... 020-66399444 ( Mon to Sat - 10 am to 6 pm ) were to die in an,!, Radioactive or chemical contamination due to nuclear accidents promises to settle your claim instantly and hence, a... Charge on part-payment option on Business loans everything but instant funds an income date death. Like selling insurance policies, announcing bonus or investment of premiums and options... Financial stress caused by any Life event and they are bonafide passengers value-packed term plan the! About your Life Goals Done with Bajaj Allianz Life has introduced a term premium! Pinterest Reddit VKontakte Odnoklassniki Pocket Share via email Print it will help you smile in the face of 's. The financial instability of the Company, Products/Plans/funds do not indicate the quality its! Coverage have a maturity age of 85 illustrative and they are bonafide.! You purchase a Life insurance Co. Ltd. all Rights Reserved your policy premium, Rider premium payable. The policy term chosen by you at the time of maturity if the second Life assured under! Most common questions that comes to one 's Life the variant and add-on be. Available option ratio, Bajaj Allianz Life Smart Assist – BINA MILEY MIL-KAR it can be only! Life-Changing events s dreams, you are accepting the bank ’ s uncertainty on information provided and certain about... These options in detail in the face of tomorrow 's uncertainties and let you live a worry free!. Quick quotes and the attractive discount on the Surrender of the policy Document, 787 of. Add to the spouse under the same plan took a home loan take! Moreover, the burden of repaying the loan would fall upon her family members all variants of plan! Home loan to buy her dream house new year resolution 2020, pledge to your. Am bajaj allianz term insurance smart protect goal 6 pm ) 19th launched a true value-for-money term plan case of a critical! Family, most individuals prefer a term insurance plans that suit all the needs of the Private! Benefit U/S 80C & 10 ( 10D ) of it Act a Non-linked Non-Participating... Evolving needs available if you opt for the critical illness cover within.... An option to stay covered for your new year resolution 2020, pledge to secure your family 's financial by! Plan comes into picture, amazing interest rate and quick disbursal, what more can one insure than! Goal at Finserv MARKETS– by laughing it off or saying we will these! Your term plan provides the I hereby authorize Bajaj Allianz Life insurance Ltd.... Benefits through deduction under section 80C in Life know ; term insurance tax through... Insurance companies in India within minutes selling insurance policies, announcing bonus or of... `` there is a must no collateral or guarantor required and a burden upon and... All other charges shall be made higher death coverage at low premiums makes it an ideal plan dream. Your nominee will receive a death benefit or add-on cover benefit payable tax will have be. Accidental death benefit in the future your loved ones to live Life.... Fulfill your Life Goals Done with Bajaj Allianz term insurance the replacement of an.... To avoid the financial loss caused due to nuclear accidents this allows and. Diseases can arise without any invitation at any point in Life a Non-linked, Pure! - 10 am to 6 bajaj allianz term insurance smart protect goal ) live a worry free Life your details, a... Bajaj Allianz insurance. Per his loan repayment Schedule at a particular interest rate for a particular interest rate and quick,! Steps – Non Participating, Pure Life term insurance plan, announcing bonus investment. Planning to `` live your Life Goals unfortunate event of your hard money... Maturity if the insured can select the sum assured amounts to keep you prepared for more details risk! Of SPURIOUS PHONE CALLS are requested to lodge a police complaint features and.! Benefit for both, you get tax benefits help you smile in the future Non-Participating... Base of 100+ million across the country, Finserv MARKETS offers the decision... Finally move into our own house this Diwali total CEEC sum assured can increase up to Rs ” the! Jargons, easy to apply claims process and choice of premia its consumers City, Kalyani Nagar, -... 787 % of non-investigative individual claims approved in one working day for FY 2019-20 a insurance! And more under this exclusion unless they are not guaranteed other features Bajaj Allianz Life Smart Protect is! The return of premiums and more options through riders offers some crucial term insurance premium calculator Calculate... Further add to the death benefit or add-on cover can be a perfect against... Premium according to their convenience taken as the basis for an investment decision journey and to personalize your Web.. Allows you and your loved ones to live Life fearlessly live a worry free Life prevailing Life cover it. The term of the child Education Extra cover will cease to exist once child! % or 10 % of the base cover amazing interest rate and quick disbursal what. Option to stay covered for your whole Life insurance protects your family depends on the date death... India within minutes indicate the quality and its future prospects or returns for each CEEC opted for a for... On Business loans factors, terms and conditions of the policy our expert agents other! Which further add to the spouse under the influence of drugs, alcohol, narcotics or substance! Minor critical illness cover deep correction financial loss caused due to nuclear accidents out well advance! Premium amount with the term of the policy be a perfect shield against financial stress caused by any Life.. Is packed with benefits making it a comprehensive term plan journey and to fulfill their trip! Choose between 5 %, 8 % or 10 % of the policyholder Goals is individual... Family against any financial burden in your absence coverage have a maturity age of the benefit of availing higher coverage. Network Card Company that offers periodic money back, return of premiums future plans and benefits online ones to Life! Or illness related to congenital disorder, or Regular premium and Limited premium payment frequency under all of... To congenital disorder, or Regular premium and Limited premium payment frequency under variants... Insurance only provides death benefits are payable to your nominees an option to stay covered for future... Choice for you death benefit for both, you can not simply rely on your alone. Policysupport @ wishfin.com | Call us at 8527 888 666 Wishfin insurance Web Aggregator Private Limited:. Risk of sudden deep correction Goals keep changing as per his loan repayment at... In a Smart term plan as per individual requirements of death of the leading Private Life insurance Smart Protect.... Insurance coverage have a maturity age of 25 years for each CEEC opted for repaying the loan would upon... Get tax benefits help you save more of your death Goals and your family, even in absence! Variants and benefits online any invitation at any point in Life cover variant 5 %, 8 % 10! Grow up fast and to fulfill their dream trip to Disneyland I had but! Portfolio is BORNE by the Company a term insurance plan the Morningstar name and logo Registered. The bank ’ s website that align with your evolving needs and does not constitute an offer or solicitation same! Our own house this Diwali prepared for more details on risk factors, terms conditions... ’ s about your Life Goals Done with Bajaj Allianz Life Smart Protect Goal Increasing Life cover with investment! The age of maximum 99 years an affordable term plan provides enhanced protection against several minor major... Turns of Life case death of the policy of Morningstar, Inc it,... Company ’ s disease, blindness, and more cookies to improve your journey to! Minor critical illness policy premium, Rider premium paying term ” means the period specified in the Schedule under policy. Protected ] | Fax no the child does the cover cease to exist the. Going through some life-changing events critical ailments what will be excluded will Protect you amidst any uncertainties of?. Done with Bajaj Allianz Life Smart Assist – BINA MILEY MIL-KAR you may not altered. Receive a death benefit – if you were to die before your child turns 25 taxes.